In this guide, we break down the SBI ATM withdrawal limit per day for all card types, show how your average balance affects free transactions, and reveal hidden charges that many users miss. Let’s make managing your money easier, so you never face a surprise at the ATM again.
💳 SBI ATM Withdrawal Limit Per Day Based on Card Type (2025)
Your SBI debit card type determines your daily ATM cash withdrawal limit.
Daily SBI ATM Withdrawal Limits by Card Type in 2025 are as follows -
| SBI Debit Card Type | Daily ATM Withdrawal Limit | POS & Online Transaction Limit |
|---|---|---|
| SBI Classic / Maestro | ₹40,000 | ₹50,000 |
| SBI Global International | ₹40,000 | ₹75,000 |
| SBI Gold International | ₹50,000 | ₹2,00,000 |
| SBI Platinum International | ₹1,00,000 | ₹2,00,000 |
Let’s take a detailed look at the daily withdrawal and transaction limits for each SBI debit card in 2025:
1. SBI Classic / Maestro Debit Card
The SBI Classic and Maestro debit cards are typically issued with regular savings accounts. These cards are ideal for basic banking needs and come with modest transaction limits.
- ATM Withdrawal Limit: ₹40,000 per day
- POS & Online Transaction Limit: ₹50,000 per day
This card is suitable for customers who have standard spending needs and do not require high withdrawal or purchase limits.
2. SBI Global International Debit Card
The Global International Debit Card offers slightly upgraded transaction capabilities compared to the Classic card. It's accepted internationally and can be used for global transactions both online and offline.
- ATM Withdrawal Limit: ₹40,000 per day
- POS & Online Transaction Limit: ₹75,000 per day
While the ATM withdrawal cap is the same as the Classic card, the higher purchase and online spending limit make it more suitable for users who travel or shop online frequently.
3. SBI Gold International Debit Card
The Gold International Debit Card is a premium card aimed at users with higher banking needs. It is especially useful for frequent shoppers and those making larger online payments.
- ATM Withdrawal Limit: ₹50,000 per day
- POS & Online Transaction Limit: ₹2,00,000 per day
This card is ideal for individuals who prefer using cards for big-ticket purchases and want more flexibility at both ATMs and checkout counters.
4. SBI Platinum International Debit Card
The Platinum International Debit Card is SBI’s most premium offering among debit cards. Designed for high-net-worth individuals and heavy spenders, it offers the highest daily limits among all SBI debit cards.
- ATM Withdrawal Limit: ₹1,00,000 per day
- POS & Online Transaction Limit: ₹2,00,000 per day
This card is perfect for users who need access to large amounts of cash or conduct high-value transactions regularly, both online and offline.
SBI Free ATM Transaction Limits (Metro & Non-Metro)
SBI offers free ATM transactions based on two key factors:
- Your account's Average Monthly Balance (AMB)
- Location of the ATM (Metro vs Non-Metro)
SBI Free ATM Transaction Table
| AMB Slab | Free SBI ATM Transactions | Free Other Bank ATM Transactions |
|---|---|---|
| Up to ₹25,000 | 5 | 3 (Metro) / 5 (Non-Metro) |
| ₹25,001 to ₹50,000 | Unlimited | 3 (Metro) / 5 (Non-Metro) |
| ₹50,001 to ₹1,00,000 | Unlimited | 5 (All locations) |
| Above ₹1,00,000 | Unlimited | Unlimited |
Charges Beyond Free ATM Limit
Once you exceed the free limit, the following charges apply:
- SBI ATMs: ₹20 + GST per transaction
- Other Bank ATMs: ₹23 + GST per transaction
- Balance Inquiry / Mini Statement: ₹5–₹8 + GST at other bank ATMs
Can You Customize Your SBI ATM Limit?
Yes! SBI allows you to change your withdrawal and online purchase limits:
- Via the SBI YONO app
- Internet Banking (profile settings)
- Branch Visit for physical request
This is a great feature to enhance security and budgeting control.
Eligibility for SBI Debit Cards
Not all cards are issued by default. Here’s a quick guide:
1) Classic / Maestro: Default for basic savings accounts.
2) Gold / Platinum / Global: Offered to premium savings or current accounts, often based on AMB or customer request.
Now that you know the exact SBI ATM withdrawal limit per day and how it differs by card type and balance, you can plan your transactions smartly and avoid unnecessary charges. Keep track of your average monthly balance, upgrade your card if needed, and make full use of SBI’s digital tools like YONO for greater control.
Need to check or upgrade your card? Log in to your SBI YONO App or visit your nearest branch today.
FAQs
What is the maximum ATM withdrawal per day for SBI?
Up to ₹1,00,000 per day with an SBI Platinum Debit Card.
Is the limit different for non-SBI ATMs?
No, the withdrawal limit per day is set per card, regardless of the ATM brand, but the number of free transactions and charges vary.
Can I increase my SBI ATM withdrawal limit?
Yes, through SBI YONO, NetBanking, or a branch request.
Are there charges for a balance inquiry at SBI ATMs?
No. However, charges may apply beyond the free limit at other bank ATMs.
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